Bank of Baku“ OJSC was founded in 1994. Currently, “Bank ofBaku“ offers all types of banking products and services, and the retail sector is a priority for the bank. “Bank of Baku“ OJSC is one of the leading financial institutions in Azerbaijan. The bank holds leading positions in the consumer loans and credit cards market. “Bank ofBaku“ invented “Bolkart“ and today hundred of thousand Azerbaijan citizens enjoy using this card. For the convenience of bank customers,hundred of payment terminals have been installed and are operating now. Thousands of people use “Bank of Baku“ payment terminals to replenish saving accounts, to make mobile phone payments, and to pay for consumer loans, insurance and other benefits. “Bank of Baku“ has established “Dostlar klubu“ for loyal customers.